How to Leverage Hybrid Internship Models to Excel in Actuarial Science Roles in 2026

Internships have always been a launchpad for actuarial science students, but the game has changed in 2026. With hybrid work models now the norm in many insurance and financial firms, today’s actuarial interns need a fresh playbook—one that combines the best of remote flexibility with the irreplaceable value of in-person collaboration. If you’re aiming to stand out in actuarial science roles next summer, understanding how to thrive in a hybrid internship isn’t just helpful—it’s essential. This article is your practical guide to making the most of this new reality, packed with real-world examples, insider tips, and actionable strategies to help you build skills, relationships, and a reputation that gets you noticed.

Let’s start with why hybrid matters. The actuarial field, known for its blend of technical rigor and business acumen, has embraced hybrid work faster than many other professions. Companies like Fidelity, Palomar, and New York Life now structure their internships to let you split your time between home and office, often requiring a few days onsite each week[1][4][6]. This isn’t just about convenience—it’s a chance to develop adaptability, communication, and self-discipline, all of which are highly valued in actuaries. But hybrid isn’t a free pass to coast; it’s an opportunity to demonstrate initiative and professionalism in ways that purely in-person internships never demanded.

The Hybrid Advantage: What’s Different Now #

Hybrid internships offer a unique mix of autonomy and connection. On remote days, you’ll tackle projects independently, sharpen your technical skills, and learn to manage your time without constant oversight. On office days, you’ll collaborate face-to-face, absorb company culture, and build relationships that can shape your career. This dual environment mirrors the real world of actuarial work, where much of the analysis happens solo, but decisions are made in teams.

Take Palomar, for example. Their actuarial interns work a minimum of three days in the office, with the rest remote[4]. This structure isn’t arbitrary—it’s designed to give you hands-on experience with team projects and mentorship, while also letting you practice the self-directed work that defines actuarial roles. New York Life’s program is similar, blending challenging assignments, technical training, and weekly lectures with plenty of chances to connect with senior actuaries and fellow interns[6]. These programs recognize that the best preparation for a hybrid career is a hybrid internship.

But here’s the catch: hybrid success isn’t automatic. You need to be intentional about how you spend your time, both online and offline. That means showing up prepared on office days, making the most of virtual collaboration tools, and proactively seeking feedback. It also means being visible—not just physically, but in your contributions and communication.

Building Technical Skills in a Hybrid Setting #

Actuarial science is built on technical expertise: statistical modeling, data analysis, programming, and risk assessment. In a hybrid internship, you’ll likely have more control over when and how you develop these skills. Use this to your advantage.

Start by identifying the tools and software your company relies on—Excel, VBA, R, Python, or specialized actuarial platforms. Many internships, like New York Life’s, offer technical skills classes and access to actuarial modeling software[6]. Take full advantage of these resources, especially on remote days when you can focus deeply without distractions. Set aside time each week to practice, experiment, and build small projects that demonstrate your growing competence.

Don’t wait for assignments to come to you. If you notice a process that could be automated or a report that could be improved, propose a solution. For example, if you’re assisting with loss reserve analysis at Palomar, think about how you might streamline data collection or visualization[4]. Share your ideas with your team, even if they’re rough—showing initiative is a surefire way to stand out.

Another tip: document your work as you go. Keep a log of the models you build, the analyses you run, and the problems you solve. This not only helps you track your progress but also gives you concrete examples to discuss in performance reviews or future job interviews.

Mastering Communication and Collaboration #

Technical skills are only half the equation. Actuaries need to explain complex concepts to non-experts, collaborate across departments, and influence business decisions. Hybrid internships put your communication skills to the test in new ways.

On remote days, you’ll rely heavily on email, chat, and video calls. Be clear, concise, and professional in all your messages. If you’re unsure about a task, ask questions early—don’t let uncertainty linger. Schedule regular check-ins with your manager or mentor, even if it’s just a quick virtual coffee chat. These touchpoints keep you aligned and show that you’re engaged.

In the office, take advantage of face-to-face interactions. Sit in on meetings, shadow different team members, and participate in lunch-and-learns or social events. These moments are golden opportunities to learn the unwritten rules of your organization, pick up industry jargon, and make connections that could lead to future opportunities.

A practical example: At Unum, interns are encouraged to participate in employee resource groups and company events that celebrate diversity and inclusion[2]. Getting involved in these activities, whether in person or virtually, can broaden your perspective and help you build a network beyond your immediate team.

Managing Your Time and Staying Productive #

Hybrid work requires strong time management. Without the structure of a traditional office, it’s easy to lose focus or let tasks slip. Set a daily routine that includes dedicated work blocks, breaks, and time for learning. Use tools like calendars, to-do lists, and project management apps to stay organized.

If your internship is project-based, like Palomar’s, break your work into milestones and set deadlines for yourself[4]. Share your progress regularly with your supervisor, so they know you’re on track and can offer guidance if needed. If you hit a snag, don’t spin your wheels—reach out for help sooner rather than later.

One often-overlooked aspect of hybrid internships is the importance of creating a productive workspace at home. Find a quiet spot with reliable internet, good lighting, and minimal distractions. Treat your remote days as seriously as your office days—dress professionally, start on time, and avoid multitasking during meetings.

Networking and Building Relationships #

Internships are as much about who you meet as what you learn. In a hybrid model, you’ll need to be proactive about building relationships, both online and offline.

Start by introducing yourself to as many people as possible, not just your immediate team. Attend company events, join virtual coffee chats, and participate in mentorship programs if they’re offered. At New York Life, for instance, interns have access to team-building activities and chances to connect with senior leaders[6]. Take advantage of these opportunities—they’re not just social; they’re strategic.

When you’re in the office, make an effort to have casual conversations with colleagues. Ask about their career paths, seek advice, and express genuine interest in their work. These interactions can lead to mentorship, referrals, and even job offers down the line.

Don’t forget to connect with fellow interns, too. They’re your future professional network, and collaborating with them on projects or study groups can make the experience more rewarding and less isolating.

Delivering Value and Standing Out #

To truly excel in a hybrid actuarial internship, aim to deliver tangible value to your team. Go beyond assigned tasks—look for ways to contribute insights, improve processes, or solve problems.

For example, if you’re working on profitability projections, don’t just crunch the numbers. Think about what the results mean for the business, and prepare a brief summary or presentation for your team[4]. If you notice a trend in the data, highlight it and suggest possible actions. This kind of proactive thinking demonstrates business acumen and sets you apart from interns who stick strictly to the script.

At the end of your internship, many programs, like Palomar’s, ask interns to present their projects to the team[4]. Treat this as a chance to showcase not just what you did, but what you learned and how you grew. Practice your presentation, anticipate questions, and be ready to discuss the broader implications of your work.

Hybrid internships aren’t without their challenges. Technical glitches, communication gaps, and feelings of isolation can arise, especially when you’re new to the field. The key is to anticipate these issues and have strategies to address them.

If you’re struggling to stay connected, schedule regular virtual meetings with your mentor or buddy. If you’re unsure about expectations, ask for clarification early and often. If you make a mistake, own up to it, learn from it, and move forward. Resilience and a positive attitude go a long way in the actuarial world.

Remember, everyone is adjusting to this new way of working. Companies value interns who can adapt, problem-solve, and maintain a professional demeanor, even when things don’t go as planned.

Preparing for the Future #

A successful hybrid internship is more than a line on your resume—it’s a springboard to your actuarial career. Use the experience to clarify your interests, build your skills, and expand your professional network. Reflect on what you enjoyed most, what challenged you, and where you want to go next.

As you look ahead, keep in mind that the actuarial profession is evolving. Hybrid work is here to stay, and the ability to thrive in this environment will be a competitive advantage. Companies like Fidelity, Unum, and Palomar are investing in hybrid models because they see the value in flexibility, collaboration, and innovation[1][2][4]. By mastering the hybrid internship, you’re not just preparing for your first job—you’re building habits that will serve you throughout your career.

Actionable Steps to Excel in Your Hybrid Actuarial Internship #

Here’s a quick checklist to help you make the most of your hybrid actuarial internship in 2026:

  • Set clear goals for what you want to learn and achieve, and share them with your supervisor.
  • Develop a routine that balances focused remote work with active in-office collaboration.
  • Take initiative—look for ways to add value beyond your assigned tasks.
  • Communicate proactively with your team, especially when working remotely.
  • Build your network by attending events, joining groups, and connecting with colleagues at all levels.
  • Seek feedback regularly and use it to improve your performance.
  • Document your work so you can showcase your contributions during reviews and interviews.
  • Prepare for your final presentation as if it’s a job interview—it’s your chance to make a lasting impression.
  • Reflect on your experience and use it to guide your next career steps.

Final Thoughts #

Hybrid actuarial internships in 2026 are a unique opportunity to develop both technical and soft skills in a dynamic, real-world setting. By embracing the flexibility and responsibility that comes with hybrid work, you can differentiate yourself, build meaningful relationships, and lay the foundation for a successful actuarial career. The most successful interns won’t just adapt to this new model—they’ll leverage it to excel, innovate, and lead. Your future in actuarial science starts now, and it’s hybrid by design.