Balancing a full-time job with studying for actuarial exams can be a daunting task, especially when you’re trying to strategically plan your exam schedule. As we head into 2026, it’s essential to have a clear plan in place to ensure you can manage both your professional responsibilities and your exam preparation effectively. Actuarial exams, such as those offered by the Society of Actuaries (SOA) and the Casualty Actuarial Society (CAS), are rigorous and require a significant amount of study time. In this article, we’ll explore how you can create a personalized study plan that fits your work schedule, while also highlighting some key exam dates and tips for success.
First, let’s start with understanding the exam schedule for 2026. The SOA has announced that it will offer high-demand courses three times a year, starting in March 2026. This means you’ll have more flexibility to choose when you want to take your exams, which is particularly useful if you have a busy schedule at work[1]. For instance, if you’re planning to take the CFE 101 (Enterprise Risk Management) exam, you’ll have the option to take it in March, July, or November 2026. Similarly, the CAS has increased the frequency of its examination offerings, providing more opportunities for candidates to take exams throughout the year[5].
To strategically plan your exam schedule, it’s crucial to consider your work commitments and personal life. Start by identifying any major projects or deadlines at work that might conflict with your exam dates. If you have a project due in June, for example, you might want to avoid taking an exam in July. Once you have a clear picture of your work schedule, you can begin planning your study sessions around it. It’s also important to set realistic goals; don’t try to cram too much study time into a short period. Instead, spread it out over several months to ensure you’re retaining the information effectively.
One of the most important aspects of planning is creating a study routine that works for you. This might involve waking up early to study before work, dedicating your lunch break to reviewing notes, or spending a few hours each evening studying. Consistency is key; try to study at the same time every day to make it a habit. For example, if you’re preparing for Exam P, which focuses on probability, you might want to allocate specific days for reviewing probability concepts and practicing problems[2][4].
Another valuable strategy is to use your commute or breaks to listen to study materials. Many actuarial study resources, such as audio lectures or podcasts, can be accessed on your phone or tablet. This can be a great way to make the most of your time, especially if you have a long commute. Additionally, consider joining a study group or finding a study buddy. This can provide motivation and support, which are essential for staying on track with your study plan.
Understanding the content of each exam is also crucial. For instance, if you’re preparing for Exam FM, which covers financial mathematics, you’ll need to focus on concepts like present and accumulated values, capital budgeting, and valuing contingent cash flows[2]. Familiarizing yourself with the syllabus and exam format can help you tailor your study plan to address specific areas where you need improvement.
When it comes to managing stress and burnout, it’s essential to take breaks and prioritize self-care. Make sure you’re getting enough sleep, eating well, and finding time for activities you enjoy outside of work and studying. This balance will help keep you motivated and focused throughout your study journey.
In terms of specific exam dates, Exam P is scheduled for May 8-19, July 8-19, and September 10-21, 2026[4]. These dates can serve as a guide for planning your study sessions. For example, if you’re aiming to take Exam P in May, you should start intensifying your study routine around February or March.
Finally, staying organized is vital. Use a planner or calendar to keep track of your study sessions, exam dates, and any important deadlines. This will help you stay on top of your commitments and ensure that you’re always prepared for what’s coming next.
In conclusion, planning your actuarial exam schedule while working full-time requires careful consideration of your work commitments, personal life, and study needs. By creating a flexible study plan, understanding the exam content, and prioritizing self-care, you can successfully balance your responsibilities and achieve your goals in 2026. Remember, it’s about finding a rhythm that works for you and staying committed to your goals. With persistence and the right strategy, you’ll be well on your way to becoming a certified actuary.